Deep experience managing distressed loan portfolios and financial services wind-downs.
When financial services firms face distress, whether it's an asset-based lender, a construction finance company, or a commercial real estate portfolio, the complexity multiplies. Lighthouse has managed the wind-down and liquidation of loan portfolios exceeding $700 million, administered foreclosure processes across thousands of properties, and pursued fraudulent transfer claims resulting in over $42 million in settlements.
A distressed financial services firm isn't just a business in trouble — it's a portfolio of obligations, counterparties, and regulatory requirements that each demand independent management. We bring the financial sophistication and operational bandwidth to manage the full scope of a financial services restructuring or liquidation.
Served as CEO and CFO during wind-down of a $700M private lender.
Challenge: A private lender with a $700 million portfolio of residential construction and development loans experienced liquidity and cash flow issues due to the crash of the residential real estate market.
The Solve: After being appointed as a general receiver, Lighthouse Management worked with creditors to develop a multi-year workout and marketing plan to stabilize cash flow and liquidate the lender’s loan portfolio. Lighthouse staff members served in the capacity of CEO and CFO during the wind down process. Lighthouse Management also identified and pursued fraudulent transfers against company insiders.
The Outcome: Lighthouse’s plan resulted in the foreclosure and sale of over 4,000 residential and commercial properties and the recovery of over $42 million from the pursuit of fraudulent transfer claims
How we manage financial services engagements.
1. Portfolio Assessment: We evaluate the entire loan portfolio: performing, non-performing, and watch-list credits to determine value, risk, and the optimal disposition strategy for each asset class.
2. Creditor & Regulatory Coordination: We manage communications with depositors, investors, regulators, and counterparties to ensure compliance while executing the restructuring or wind-down plan.
3. Asset Recovery & Litigation: We pursue recoveries aggressively including foreclosure, collateral disposition, and fraudulent transfer claims to maximize the estate for creditors.
4. Orderly Liquidation & Distribution: We administer the claims process, manage distributions in accordance with legal priorities, and prepare final accountings that withstand scrutiny from courts and regulators.
The best outcomes start with early action.
The sooner we're at the table, the more options remain available. Reach out for a confidential conversation with our team